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Creating a sustainable budget is an essential skill for university students to navigate their academic years with financial confidence. By assessing income and expenses, setting realistic goals, creating a budget plan, embracing smart spending habits, and leveraging free resources such as budgeting apps, spreadsheets, online calculators, university financial services, online communities, library resources, and financial literacy websites, students can effectively manage their finances. With dedication and discipline, students can lay a solid foundation for their financial well-being and develop lifelong budgeting skills that extend far beyond their university years.

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